He drew a line beneath the proposed monthly payment and wrote six months in the margin.

Six months.

No promise beyond that.

Six hundred and forty dollars a month, utilities separate.

I would pay on time and give him proof that I could meet the terms.

He needed the first month’s rent today.

If I could not pay it, we would stop there.

I looked at the balance in my checking account on the folded bank statement inside the folder.