“Good morning,” Lauren said.

She wore a crisp white blouse and a polished silver name tag.

“How can I help you today?”

I opened my purse, took out the muddy blue passbook, and slid it across the cold marble counter.

It still had dried cemetery dirt clumped in the metal spiral binding.

“Can you please tell me if this account is still active?” I asked.

“Is there any balance left at all?”