“Are you going to sign the waiver?” Gregory asked.

I let the silence hang between us.

The dry oak leaves scraped across the parking lot.

“I’m not going to ruin you, Dad, because you already did that to yourself.”

Gregory stared at me with wide eyes.

“I won’t press separate criminal charges against you,” I said.

“What First Horizon Bank decides to do about their forged documents is their own business.”

“They’ll destroy me,” Gregory said.