Miller clicked his pen once.

“The current principal is very substantial.

However, there are strict disbursement stipulations written into the core charter.”

Lauren bit her lower lip harder.

She looked at the muddy passbook on the desk, then at me with wide, frightened eyes.

“What kind of stipulations?” I asked.

“Why is Lauren so afraid of my account?”

“Because of the second party specifically named in the primary restriction,” Mr.