We arranged for a civil standby or supervised property collection if necessary and reviewed the appropriate procedures concerning the guest-room arrangement.

Oliver had another residence.

He had never signed a lease or paid rent to live in my house.

But he’d spent enough time there that I didn’t want to risk an unlawful lockout.

The immediate goal was to keep him from accessing my accounts or removing more property while arranging an orderly exit.

I also contacted the independent trustee managing Sarah’s insurance funds.

After reviewing the suspicious application information, the trustee confirmed that no disbursement to Oliver had been authorized.

Additional safeguards were placed on the records.

The bank’s fraud department reviewed the joint-account and trust-related documents.

An employee had noticed that a signature on one submitted authorization didn’t match my verified records.