You’ve made things very difficult.”

I saved the messages.

Didn’t reply.

Later, Marcus explained that the bank had reported the suspected unauthorized application through its appropriate fraud procedures.

Investigators were reviewing the documents.

Chelsea’s recordings could provide relevant context, subject to the legal rules governing their collection and use.

No one had been convicted.

No judge had declared the whole case solved.

The attempted transaction, the suspicious signature, and Oliver’s involvement had to be established properly.

I wanted accountability.