The more immediate danger would be signing documents that grant him ownership, create a joint obligation, or allow him to use the property as collateral.”

I looked down at Eleanor’s draft.

The crossed-out protection.

Oliver’s requests for a joint account.

His interest in the deed.

The pieces were beginning to fit.

“What should I do?”

“First, do not sign anything you don’t fully understand.

Second, confirm the bank has rejected unauthorized applications.

Third, review your estate plan and title records.