I explained what information I needed and complied with the identity checks.

When a representative could not discuss an account with me, I wrote down that limit instead of assuming it meant something criminal had happened.

There were enough legitimate complications without inventing more.

Still, one notice referred to a payment I did not recognize.

I went to Marcus’s desk to look for the corresponding papers.

I was searching among the household records in our home, not attempting to break into an account I had no right to access.

The first bank notice was tucked under a stack of sales reports.