I asked how the debt had climbed that high without the bank ever calling me.

“The first two withdrawals cover the twenty-one thousand five hundred we already found,” Rebecca said.

“Those were logged as business equipment advances.”

She flipped to the second page of the bank ledger.

“The third transfer happened exactly three weeks ago,” she said.

The date stamped next to the line item was September 14.

“Sixteen thousand five hundred dollars left your grandmother’s equity line in a single electronic wire,” Rebecca said.

I traced my finger over the routing numbers in the right column.