“The bank approved the transfers based on his login, but a joint equity line requires authorization from both holders for external transfers.”

I stared at the rows of black numbers on the bright white screen.

“You mean he moved the money without my digital signature,” I said.

“Our compliance software failed to flag the missing second authorization before releasing the funds,” Frank said.

He printed the draw slips and laid them on the desk between us.

The top page showed a request for twelve thousand five hundred dollars.

The destination wasn’t Daniel’s consulting firm.