She checked arithmetic, grouped counterparties, and identified places where I needed formal disclosure rather than assumptions.

“You have enough to ask real questions,” she told me.

“Not enough to decide every answer.”

I appreciated that warning.

My marriage was collapsing and I wanted certainty more than sleep.

Yet a spreadsheet cannot tell you why a husband stops listening to his wife.

It cannot explain why a child comes downstairs one morning already apologizing.

The first traceable lease payment linked to Chloe’s apartment appeared eight months before the petition.