“Dad didn’t put a single dollar toward this house,” I said.

“David paid the whole down payment out of his officer signing bonus and seven years of sea pay.”

Harper gave a shrill, sharp laugh that faded fast in the cold air.

“You always swallowed whatever story David fed you,” she said, tapping her boot against the door frame.

“Julian’s the only reason the lender hasn’t nailed a public notice to the front gate.”

“And where are Julian’s business partners supposed to sleep?” I asked.