When she submitted the forged policy, she quietly swapped its final page.

The document that named the beneficiary did not, in the version that was actually filed, name Victor at all.

Rachel had changed it to an irrevocable trust — for the babies.

Which meant that my husband had frozen me in a vault, and gone into labor-induced early delivery, and nearly killed his own children, to collect a payout that, by the time the door locked, he could no longer legally touch.

He murdered for money that was never going to be his.