Daniel had spent nearly a year moving one obligation to cover another.

A financial fire hidden behind ordinary Friday dinners.

PART 11 — MARTHA’S YELLOW FOLDER

Daniel’s mother, Martha, came to Leah’s house.

She carried a faded yellow folder.

“I found this in his father’s old desk.”

Inside were insurance applications.

One proposed increasing coverage on my life.

Another involved Noah.

My signatures appeared.