PART 4 — Fifty Million Dollars

The loan proposal went through people who could refuse it.

That was important.

I could suggest a transaction.

Gavin could ask for a review.

Neither of us could require professionals to sign their names to a scheme whose purpose was to make a borrower fail.

The proposed financing had to be commercially defensible, lawful, and consistent with the responsibilities of everyone involved.

It could not take client assets as collateral when Patrick had no right to pledge them.