That did not authorize him to divert pension money to personal expenses or another person’s debts.

I remembered Chloe’s name appearing on a delivery addressed to our home, a call Patrick ended when I entered, and a conversation in which he described an expense as something the office would handle.

Those memories did not establish a four-million-dollar theft.

They gave investigators and auditors questions to compare with records obtained through lawful access.

The review found transactions requiring explanation.

The firm supplied explanations and supporting documents.