What I knew was that he was no longer managing the firm as he had, and the people investigating the pension losses were building a case.

I was feeding my daughter when the first formal update arrived.

I finished feeding her before I read it.

The civil and commercial consequences took months.

Secured rights had to be enforced, competing claims considered, assets valued, and ownership dealt with through valid transactions.

Some money could not be treated as Patrick’s because it belonged to clients.

Some property was encumbered.

Some claims were disputed.