“When Dr.

Vance called for emergency imaging five weeks ago, your husband turned down the referral.”

“He told me the urgent care doctor said it was only a stomach bug.”

Brenda shook her head.

Her quick, clear phone voice slowed right down.

“Your husband signed this form saying you were both fully aware of the medical risks of waiting.”

I stared at the heavy black lettering across the top of the page.

It was a formal liability waiver.