“I was wrong.”

“Where were you this morning before you went to the library?” I asked.

“I drove to Oak Ridge Community Bank at eight o’clock,” Ethan said.

He reached into his jacket pocket and took out a white form stamped in dark red ink by a branch manager.

“I took my name off my mother’s joint savings account,” Ethan said.

“And I cancelled her third-party access to my personal checking account.”

I took the bank document and read the official stamp at the bottom confirming the accounts had been separated.