“We need to update the main mailing address on our car loan,” Ethan said, setting his blue folder flat on the desk blotter.

“And confirm who has administrative authority over the account.”

“We have twenty-four months of complete transaction records,” Ethan added.

“My wife paid every installment of three hundred eighty dollars directly from her business account.”

Mr.

Henderson adjusted his reading glasses and took the blue folder, opening it beside his keyboard as he typed Ethan’s Social Security number into his computer.

He stared at the screen for several seconds, his eyebrows drawing together into a deep frown.