“Why was it rejected?” Ethan asked.

“Because Linda Harrison isn’t a party to this loan contract,” Mr.

Henderson said.

“She has tried to access this account four separate times over the last six months.”

I leaned closer to read the dates printed in the log window.

The earliest entry was dated April twelfth, three days after I finished my quarterly tax filings.

“What happened during that call in April?” I asked.

“Our account supervisor explained the payment arrangement to her in detail,” Mr.