“She’s done so much good,” one woman said.

“Then you can discuss that with her,” I answered.

I learned to end calls without winning them.

The financial questions developed more slowly, and at first their consequences were difficult to see from the hospital.

Independent people at Vance & Associates had responsibilities of their own.

Its board could review Julian’s authority.

Pension trustees could request explanations and protect their plans.

Regulators and investigators could examine records under their separate powers.