“Four hundred and twelve dollars and fifty cents,” Greg said.

“Plus a twenty-dollar late fee.”

I reached into my black wallet and took out my last credit card.

The main joint account had been drained completely, and my emergency cards were already maxed out from the sudden flights home from Germany.

“Run it,” I said.

“Hannah, you don’t have to do that,” Rebecca said.

“We can get a duty judge to force the company.”

“That takes another four hours,” I said.