Four bedrooms, bought in 2006, and we owed a hundred and nine thousand on it and it appraised at four hundred and two.

Two hundred and ninety-three thousand of equity, and half of that is community and hers.

Daniela did not want to leave.

That was not negotiable for me and I did not negotiate it.

So I refinanced in the August of 2025 and bought her out for a hundred and forty-six thousand five hundred dollars.

I am fifty-one years old with a mortgage of two hundred and fifty-five thousand dollars at a rate four points worse than the one I had, and my payment went from nine hundred and forty dollars a month to one thousand nine hundred and ten.

I will be sixty-eight.