I bought one, held it in both hands to warm my fingers, and sat down in the last row of seats by the jetway door.

I took out my phone and called Nora Miller’s private line on speaker, holding the phone up near my chin.

“The bank’s vice president called my office four minutes ago,” Nora said.

Her voice came through clearly over the concourse noise around me.

“The transfer went through with full corporate sign-off.”

“Could Spencer claim some technical error on where the wire came from tomorrow morning?” I asked.

“Not under New York law,” Nora said.