But there can be questions about contributions, improvements, and financial arrangements.

I won’t make you a promise before examining everything.”

I preferred his caution to the assurances Kenneth offered so freely.

“Can my husband borrow against it without my signature?”

“Generally, he shouldn’t be able to mortgage property he doesn’t own without proper authority.

But you are telling me someone may try.

That makes verification and prompt action essential.”

He recommended that I obtain current property records, check with the relevant lender, review joint accounts, and place a notice with the bank that I disputed any application submitted in my name without my knowledge.