“The application will be reviewed and placed on hold while the discrepancy is investigated,” she said.

“Your attorney can request relevant records.

If fraud is suspected, there may be additional reporting steps.”

Outside the branch, I sat in my parked car for nearly twenty minutes.

I wasn’t crying.

I was angry at the fact that I still wanted Kenneth to have a good explanation.

Perhaps the broker had made a clerical mistake.

Perhaps he had misunderstood the process.