“Not conclusively,” she answered.

“The review is ongoing.”

It was not the decisive answer I wanted.

It was an honest one.

Kenneth, by contrast, sent a voice message assuring me the situation was “a misunderstanding caused by paperwork people.” He said I had embarrassed him in front of his family and asked me to withdraw my objection so the bank could move on.

I forwarded the message to Mr.

Callahan and did not respond.