So on the fourth of December I did, and Arthur Vance confirmed that Margaret Henderson had rented box 214 at that branch since 1996 and had replaced a lost key in 2015 and had attended the vault nine times in the last decade.

And then he told me that I could not open it.

This is the part of the story that is the exact opposite of every other part and it took me a week to accept.

A safety deposit box is not like a POD account and it is not like a transfer on death affidavit.

There is no beneficiary line.

You cannot name who gets the contents.