He had never seen a statement.

He could not have.

The account was in her sole name, the statements went to Oak Street, and she opened her own post until the week she went into hospital.

There is no document anywhere, in that box or that house or that bank, that put a number in front of Richard Henderson at any point.

The only figure my grandmother ever wrote down for anybody was a pencil note on the photocopy of the signature card in box 214, and she wrote it in 2016, and it says forty-eight thousand.

So he guessed.