Payable on Death
She did not telephone a lawyer; Noreen checked, and there is no file anywhere in this county.
She did not change the beneficiary on anything, which she could have done in ninety seconds with one visit and did not need to do because it already said my name.
She did not write anything new in the notebook.
The last entry is the fourteenth of August.
She spoke to a caseworker from the county on the thirtieth and told her there was nothing wrong.
Richard came on the fifth of October and stayed about two hours.