I do not have to; there is a credit union four minutes closer to my work and it pays better interest and I have had the conversation with myself about it twice.

And I go in on the second Tuesday of the month.

Not for any reason.

There is nothing to do; everything I have is on an application on a telephone.

I go in on the second Tuesday and I put something in the savings account with Tyler’s name on it — sometimes forty dollars, sometimes twenty, once four hundred when I had a good month — and Beatrice stamps a passbook for me.

She had to order the passbooks.