Part Seventeen: Payable on Death

I went back on the thirty-first of October with a certified death certificate and my driving licence and I did not bring anybody with me.

Arthur took both documents, photocopied them himself at a machine behind his desk rather than handing them to anybody, and sat down and typed for about ninety seconds.

Then he turned the monitor forty degrees so that it was facing both of us.

And he said: “This account is payable on death.