“I couldn’t focus on my practice tests.

He knew I needed to see the balance.”

She tapped her phone screen again, checking a message from a friend.

“He wanted to reassure me,” she said.

“He showed you the folder,” I said.

“He said medical emergencies are unpredictable,” Allison said.

“But my tuition is an established asset.

He promised he wouldn’t let your doctors touch it.”