But the legal process was only beginning. The bank confirmed that several large purchases had been authorized using Skylar’s digital data from a mobile device that wasn’t hers.

The IP address matched the home address of Mrs. Greer, Derek’s mother, on the north side of the city. Charges also appeared at high-end department stores, a beauty salon, a jewelry store, and a travel agency.

Suzanne had been using Skylar’s financial information for months—but she hadn’t been doing it alone.

The final blow came when the bank turned over a recorded customer service call. In the audio, a woman clearly tried to impersonate Skylar to confirm a fraudulent purchase of $3,800.

The voice belonged to Suzanne. When the bank representative asked for a security word, a man could be heard whispering in the background: “Tell her Edgewater 14.”

It was Derek’s voice.