The following morning, Calvin and I met at the bank.

He brought the signed repayment agreement.

The first $4,000 payment had been documented.

The remaining $24,000 was scheduled for replacement according to the written terms.

I reviewed the statements.

The $196,000 spent on Ava’s legitimate support was accounted for.

The $56,000 protected for her education remained separately identified.

The $28,000 used for Melissa’s care was subject to restoration.