I scrolled to the bottom of the page.

Then to the bottom of the document.

There was an endorsement stamp under my signature line and nothing else: no second file, no link, no footer.

Schedule B wasn’t attached.

The phone buzzed in my hand before I could read the clause a second time.

Gavin’s name filled the screen.

I answered because the alternative was sitting in a diner parking lot with a dying battery and a document I didn’t understand.

“Christopher,” he said.