“You needed Florence’s shares because your son lost your money,” Alistair said, plainly. “But you overlooked something. You needed cash, so you took out a sixty-million-dollar loan from Vanguard Group.”

Reginald swallowed, sweat sliding down his jaw. “Yes. We took the loan. But they gave us more time to repay it!”

“Did you ever look into who owns Vanguard Group, Reginald?”

The room went still. Reginald stared at him, his eyes widening as it came clear.

“I own Vanguard Group,” Alistair said quietly, close now. “I own your debt. Every dollar of it. I granted you more time for one reason — so you’d stay calm while Florence gathered the proof against you.

And now I’m calling the loan. All sixty million. Today.”