She pushed a four-page legal document across the desk toward me, along with a blue ballpoint pen.

“These are the formal affidavits of identity theft and bank fraud,” she said.

“Your signature authorizes the bank to begin immediate civil asset freezes and criminal prosecution referrals.”

“What happens to Julian’s accounts once I sign?” I asked.

“An immediate administrative hold goes onto his checking and investment accounts,” Melissa said.

“We also issue formal subpoenas to Crescent Jewelers for copies of their store ledger and transaction receipts from November.”

“He bought Serena’s diamond bracelet with Dad’s stolen money,” I said.