“He spoke directly with senior risk officer David Vance.”

Julian stopped smiling.

He cleared his throat loudly and took a short step back toward the tall oak bookshelf.

“Dad was on strong pain medication in May,” Julian said, loud enough for the cousins gathered in the doorway to hear.

“He called everyone back then.

He didn’t even know what day of the week it was.”

“The recording transcript is right here, Mr.

Moreno,” Melissa said without looking up from her page.