Julian hadn’t simply guessed my personal details.

He had gone into Dad’s study, taken my tax documents from the tray, and kept them in a drawer until he needed my income to qualify for a six-figure equity loan.

“Dad was going to clear that debt,” Julian said.

His voice dropped an octave, losing its usual loud bark.

“He told me he would cover it before the end of the year.”

“Your father did not know about this loan application until the bank sent a verification notice to his personal mailing address in late November,” Samuel said.