Henderson reached into his file and set three blue transfer authorization forms right in front of Seth.

“The florist’s refund check was also deposited with a single endorsement into an unlisted personal account,” Mr.

Henderson said.

“I was going to move that refund back into joint savings next month when my overtime check cleared,” Seth said.

Mr.

Henderson took a black ballpoint pen from his coat pocket and laid it on top of the blue forms.

“You’ll sign these transfer releases today, or the bank will turn this over to the police,” Mr.

Henderson said.