“But the cashier’s check to Oakwood Properties has already been deposited into an escrow account.”

“Who’s listed as responsible for the monthly utilities?” I asked.

“The main tenant,” Mr.

Vance said, checking the second page.

“Seth Miller.

The backup guarantor listed on the income verification sheet is Oak Street Dental.”

My index finger slid along the metal band of my silver wristwatch.

“He listed my employer as a financial guarantor without telling me,” I said.