Lauren reached into her bag and pulled out an envelope.

“This came to my apartment last week.

I was going to ask you about it after Christmas.”

Inside was a photocopy of a letter from an attorney’s office, addressed to Harold.

It concerned the family trust established by Brian’s late mother, Elaine.

There was a handwritten notation in the margin: REVIEW UPON REQUEST OF BENEFICIARY’S GUARDIAN.

“Tessa is listed as a beneficiary,” Lauren said.

“So are any other grandchildren.