The person holding it can do with your money the things you could do with your money — open accounts, move funds, sign for you, instruct a bank — and the bank must treat the instruction as yours, because as a matter of law it is yours.

Durable means it does not lapse.

And on the tenth of June 2025, Silas Thorne was going to come into outright possession of eight hundred and seventy-one thousand dollars.

Imogen said: “If you sign this on Monday, then on the eleventh of June a woman you are related to can walk into First National with a notarized instrument and move every dollar of it, lawfully, without telephoning you.

“And she would not be stealing.