One by one: cancel, confirm, delete the payee.

It was my money.

I was simply deciding, for the first time in five years, to stop giving it away.

Then Craig’s card — the heavy black metal one with the high limit that he liked to drop on restaurant tables in front of his friends, the one he used to play the big man.

It was only ever an authorized-user card on my account; every charge had always pinged my phone.

I opened the card settings and cancelled it.