The cents are the case.”

Because nobody lends three hundred and seventeen thousand, four hundred and twelve dollars and eight cents.

An uncle in Rhode Island lends three hundred thousand.

He lends three hundred and twenty-five.

A gift is a round number, because a gift is a decision.

Eight cents is not a decision.

Eight cents is what is left over when a title attorney in Quincy finishes subtracting a water bill adjustment from a sale price.

Eight cents is a transfer.