“The description isn’t a residential roof loan.

The paperwork refers to an organization called Homefront Restoration Services.”

“His charity,” I said.

“It may be affiliated.

We shouldn’t treat the names as proof they’re the same legal entity.

We’ll verify the registration, the lender, and the signatures.”

The attorney contacted the lender’s fraud department and asked how to submit a dispute.

She also explained what steps Ruth could take to monitor title changes and protect her credit.