She had it in twenty minutes: the plan permitted a waiver for executive-level hires and the coverage would be effective on the first of the month.

And that is when I told them about Junie.

Not as a plea.

As a term.

I said: “My daughter is seven and she has severe asthma and she is on a biologic that costs about three thousand a month, and right now she is on a manufacturer program that I have to re-qualify for in February and that I will not qualify for at a hundred and forty thousand dollars a year.

“So I need you to understand something.