“I canceled the authorization on every secondary debit card connected to my name,” I said, keeping my sentences plain and measured.

“I also called the credit union and reported the twelve-thousand-dollar balance transfer that was made without my consent to their fraud department.”

Daniel stared at me, his mouth falling open a little before he drew his shoulders back.

“You can’t just cut off our access,” Daniel said.

“The utility bills are due this week.

The electric bill by itself is four hundred twelve dollars.”

“You’ve got forty-eight hours before the power company tacks on a late fee,” I said.